Most property managers are exposed to risk — and here’s how we fix that.
Insurance decisions today are more complex than ever — and for property managers, board members, and real estate investors, the margin for error is small. What many don’t realize is that even well-intentioned guidance around insurance can create serious exposure. Interpreting policies, comparing bids, or recommending coverage without the proper licensing can lead to compliance issues, denied claims, and unnecessary risk.
That’s where Pachis & Associates come in. With over 20 years of experience placing association business across the United States, Pachis & Associates now offers dedicated consulting services designed to protect, guide, and simplify the process.
Why Independent Insurance Consulting Matters
Today's insurance market is more complex than ever. Rising premiums, changing policy language, stricter underwriting standards, and evolving condominium legislation have made insurance decisions increasingly difficult for boards and community association managers.
Unfortunately, many associations don't discover gaps in their coverageuntil after a claim occurs. Our role is to help prevent those situations before they happen by providing objective, independent guidance that protects your association, your board, and your management team.
OUR CONSULTING SERVICES HELP YOU…
Negotiate better terms and reduced costs
Navigate today's evolving insurance market with confidence
Identify coverage gaps before they become costly claims
Ensure insurance decisions are informed, compliant, and well documented
Reduce unnecessary risk for boards, CAMs, and management teams
Gain clarity through independent, licensed insurance expertise
Most importantly, we remove the uncertainty from the insurance process so you can focus on managing your communities—not worrying about whether your coverage will perform when it matters most.
Direct Consulting
For management companies, boards, and investors who want expert guidance without the conflict of a broker relationship.
When engaged as a consultant, we act as an independent advisor and are there to educate and guide you through the process.
We do not bid or place coverage. Instead, we provide licensed, unbiased insight to help you:
Review and understand insurance proposals
Identify gaps and potential risks, negotiate terms, and reduce costs
Ensure compliance with governing documents and state requirements
Support boards with clear, defensible recommendations
This structure removes conflicts of interest and ensures every decision is made in your best interest.
Lunch & Learn
A 2-hour, state-approved CAM CEU course designed for property managers and board members.
Delivered as a Lunch & Learn, this session provides practical guidance on:
How We Got Here: What’s driving today’s insurance costs—and what we can do about it
Understanding the CAM’s Role: How community association managers can positively influence the insurance process
Reducing Risk and Cost: Practical steps you can take at your properties to improve risk and help control insurance costs
Taking Action Strategically: Where to focus resources and improvements to reduce the association’s liability and overall exposure
The goal is simple:
Give your team the clarity and confidence to make informed decisions — without taking on unnecessary risk.
Why Work With Us?
We believe insurance decisions should be clear, documented, compliant, and unbiased. Our role is to guide the process, remove uncertainty, and ensure every decision is made with full understanding and proper oversight.
REDUCED RISK
Avoid exposure tied to unlicensed insurance activity with P&A.
EFFICIENCY
Let our team handle the complexity so you stay focused.
PROTECTION
Support boards and communities with a defensible process.
CLARITY
Understand and make decisions backed by licensed expertise.
Independent Consulting. Zero Conflicts of Interest.
Unlike an insurance broker, we are not hired to sell or place insurance. Our role is entirely different.
We act as an independent insurance consultant, providing objective guidance that is focused solely on protecting your association's best interests. Because we do not bid on insurance or receive commissions from placing coverage, every recommendation we make is unbiased and based entirely on the strength of the coverage—not the size of the premium.
Our job is to evaluate every proposal, negotiate stronger policy terms, identify potential exposures, and provide clear recommendations that help boards make confident, defensible decisions.
Insurance decisions can create unnecessary exposure for Community Association Managers and board members. Our role is to provide independent guidance that helps reduce liability, clarify complex insurance decisions, and ensure your team has the information needed to make confident, well-supported choices!
What You Gain at Pachis & Associates
Unlike an insurance broker, we don't sell or place insurance. We serve as an independent advisor, providing objective guidance with one goal: protecting your association's best interests.
Because we don't bid on insurance or earn commissions, every recommendation is unbiased and focused on the strength of the coverage—not the sale of a policy.
OUR CONSULTING SERVICES INCLUDE:
Review and comparison of insurance proposals
Coverage gap and risk assessments
Policy language and endorsement review
CC&R and governing document assessments
Compliance review with applicable condominium requirements
Independent recommendations for boards and management teams
Negotiation support to strengthen policy terms and reduce exposure
Our goal is to remove uncertainty from the insurance process so your board and management team can make informed, confident decisions.
At Pachis & Associates, our business has always been built on service, ethics, and trust. Give us the opportunity to compete for your insurance, and you’ll see the difference: more transparency, more competition, and better results. We make sure your broker is working for you—not taking advantage of being your only option.