About Pachis & Associates
Since 2003, Pachis & Associates has specialized in providing insurance solutions for both associations and businesses. We began as an American Family Agency and proudly represented their brand for many years. When American Family exited many of the commercial markets where we had the most experience and had built much of our agency, we made the decision to become independent. That independence ensured we could continue serving our clients without restriction.
Today, as a partner of Ironpeak—a national network supporting thousands of independent agents with $3.5 billion in premium—we have access to the same carriers as the largest brokerages. The difference is that we answer only to our clients, not to shareholders or corporate quotas. That independence keeps us nimble, personal, and fully aligned with your needs.
Why We’re Different
Whether you’re leading a community association or running a business, we believe insurance works best when it’s fair, transparent, and competitive. Small businesses like ours are the backbone of the economy, and we are committed to keeping insurance accessible and ethical.
Unfortunately, some mega-brokers try to dominate the space through pushy tactics, misinformation, and restrictive BOR agreements. These practices limit competition and can leave associations and businesses with fewer choices and higher costs. We encourage every client to fact-check claims and ensure they understand how their coverage is being marketed.
We’ve even advised clients to accept competing proposals when they offered better value—because earning trust matters more than winning business.
What You Can Count On
FAIR PRICING: Insurance rates are based on state filings and property/business details—not the size of the agency.
NO HIDDEN FEES: We never charge broker fees or pass-through expenses.
BROAD MARKET ACCESS: Through Ironpeak, we reach the same carriers as mega-brokers—while offering boutique-level service.
TRUE COMPETITION: We don’t rely on restrictive BORs; we encourage open markets that benefit you.
TRANSPARENCY: Loss runs and reports should never be withheld. We provide them promptly.
INTEGRITY: No kickbacks, no side deals, no conflicts of interest. Ever.
Our Promise To You
At Pachis & Associates, our business has always been built on service, ethics, and trust. Give us the opportunity to compete for your insurance, and you’ll see the difference: more transparency, more competition, and better results. We make sure your broker is working for you—not taking advantage of being your only option.